Though it may not be well known to the public, there are hundreds of life insurance companies available. That’s good news for consumers because more choices mean you’re much more likely to find the life insurance policy you need at a price you can afford. In this review, we’re going to take a look at[…]
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Zander Life Insurance Review
It may seem curious that I’m doing a Zander Insurance review, since they aren’t one of the life insurance companies we work with here at Insurance Blog By Chris. In fact, they aren’t even a life insurance company at all, but a life insurance agency, which technically makes them one of our competitors. But we’re[…]
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Life Insurance for Cancer Patients and Survivors
Is it possible to get life insurance for cancer patients and survivors? If you’re in this group—which actually includes millions of people—you might think you can’t get affordable life insurance. But, the life insurance industry has been evolving in recent years, especially in response to advances in medical technology and the increasingly longer lifespans being[…]
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Life Insurance with Prostate Cancer
If you’ve experienced a bout with prostate cancer, you may be concerned that you’ll be unable to get life insurance. But, that generally won’t be the case. The life insurance industry has expanded its reach in recent years and now offers coverage in a way they never did before to those who experience serious health[…]
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Accidental Death Benefit Rider
Purchasing a life insurance policy today is not at all unlike buying a car. There are so many options possible to customize your policy to meet very specific needs and preferences. This is typically done by adding life insurance riders to a basic policy, which provides the extra features that will make the plan the[…]
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What is an Accelerated Death Benefit Rider?
One of the major drawbacks of life insurance, or so it’s typically thought, is that it provides no benefits while you are still alive. It’s seen strictly as a death benefit. But there are certain life insurance riders that can be added to a policy that will provide living benefits. One of them is an[…]
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Permanent Life Insurance
There’s been a noticeable trend in favor of term life insurance in recent years. The popularity of term life insurance is that it’s much less expensive than permanent life insurance. That lower cost does come at a price—all term policies come to an end at some point. A longer-term term policy can extend up to[…]
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What is Variable Universal Life Insurance (VUL)?
To develop more competitive financial products, the life insurance industry has created some very interesting and complicated policies. Perhaps the most complex is the variable universal life insurance policy, commonly referred to simply as “VUL”. Variable is the operative word in the title because the various provisions of the policy can be adjusted, both at[…]
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What is Indexed Universal Life Insurance?
Indexed universal life insurance is a mouthful to say, which is why it’s frequently referred to simply as an “IUL” policy. But behind the technical name of the policy is a life insurance plan that provides a wide range of flexibility not offered with other life insurance policy types. During the course of the policy,[…]
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Survivorship Life Insurance
There are all types of life insurance policies available these days, so it may not surprise you to learn that it’s even possible to buy a single policy that covers two people. That’s the basic idea behind survivorship life insurance. It enables two people to have one life insurance policy between them, and at a[…]
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