Imagine you are out in the back yard, working hard to rebuild your shed, and then you injure yourself. If you were in the office, you would easily be able to claim compensation. At home, things are a bit different. Disability insurance allows you to continue providing for yourself and your family, even when you[…]
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5 Critical Facts for Getting Homeowners Insurance on a Second Home
When you commit to buy a second home, that house could serve any number of purposes. Perhaps you’ve finally saved up enough to buy a vacation home in your favorite place to visit, or you’re investing in a property to rent out as an extra source of income. If your job makes you split time[…]
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Globe Life Insurance Review
Globe Life is an insurance provider which markets affordable life insurance policies with a long standing history of reputability in the insurance industry. As such, they’re a widely popular option for life insurance shoppers across the board, especially for those with conditions that might prevent them from acquiring traditional coverage. But before you sign on[…]
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How to Choose the Right Type of Homeowners Insurance in 3 Easy Steps
Owning a home comes with quite a bit of personal and financial risk, which is why home insurance is such a valuable resource. But with so many different types of homeowners insurance on the market, it’s often difficult to narrow down your options. Choosing the right policy can be exhausting, especially if you’re unsure about[…]
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Does Homeowners Insurance Cover Roof Leaks: Everything You Need Know
Water may be an essential element needed for the human body to thrive, but a home can result in a total loss when exposed to excess moisture due to a roof leak. This obstruction can occur because of inclement weather, improper roof installation, negligence, and more, and unfortunately, it can only lead to more issues[…]
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What Should Your Homeowners Insurance Deductible Be? Here’s How to Choose Wisely
When selecting a homeowners insurance policy and setting its terms, you will be called upon to choose your deductible. This is the value you will have to pay out of pocket upon making a claim before the insurer begins paying to offset your expenses. A lower deductible means you’ll be more financially secure in the[…]
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Top 5 Homeowners Insurance Companies in Illinois 2019
Homeowners insurance is an important consideration for everyone who currently owns a house or is considering a purchase in the near future. While not a legal requirement for all homes in the same way as auto insurance, this type of protection is often required by mortgage lenders. More importantly, it’s a sensible way to keep[…]
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Top 5 Homeowners Insurance Companies in California in 2019
You can’t prevent natural disasters from taking place, nor can you make your home entirely fireproof or burglar-proof. The loss of a home and the possessions within it can leave behind a psychic wound you’ll feel as deeply as any financial downfall, and quite possibly more so. Fortunately for new and prospective California homeowners, the[…]
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8 Critical Facts to Know About Buying Homeowners Insurance Today
Homeowners insurance is not legally required anywhere in the U.S., but you will likely want to have a policy on file to financially protect your dwelling, belongings, and personal liability. Moreover, if you have a mortgage, your lender almost certainly requires home insurance as a way to stabilize the value of the property by ensuring[…]
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The Homeowners Insurance Declaration Page
If you’ve ever been required to present a homeowners insurance declaration page, you’re probably somewhat familiar with this step of the insurance application process. However, if you’re a first-time home insurance customer, you might not know what this portion entails. This presents a sort of policy cheat sheet, something you and your insurer can refer[…]
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