Yeah, yeah…I’m sure you’ve heard the basic life insurance guidelines that say you should purchase 5 – 10 times your gross salary in coverage.  ….hey wait a second, that’s a HUGE disparity. What sorta guidelines are those?  The real question is, if you died today, is your policy sufficient to keep your family in the black? […]
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Are you seriously asking me if you should buy life insurance? Let me give you some insight into just how clear my answer is to this question. If you have a car you buy car insurance. I mean, it’s a no-brainer, right? The thought of driving around in such an expensive machine without financial protection is ludicrous –[…]
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Sure Globe Life Insurance Company looks like a seriously GREAT option at first glance I mean who doesn’t want to pay $1.00 for $100,000 worth of coverage from an A+ Rated insurer?  Not to mention the fact you don’t need to get a medical exam. Sheesh, you’ve got me hooked because this sure SOUNDS amazing. But is Globe Life[…]
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What’s the REAL life insurance cost? I mean seriously… …maybe you’re even worried that the premiums will break the bank! The thing is wayyy too many people think life insurance is more expensive than it actually is! Did you know a study by LIMRA found that 80% of people overestimate the price of life insurance… …by[…]
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Did you know you can buy life insurance in 15 minutes (give or take, depending on your personal circumstances and how quickly you can respond)? Yep! Don’t get me wrong the typical scenario is piles of paperwork, a medical exam and several weeks of processing.  This isn’t necessarily an inaccurate picture!  …BUT there is a way around some[…]
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A++ Life Insurance Company Ratings are where it’s at if you want security right?  Imagine this scenario: You sign up for a 20-year term life insurance policy that promises great benefits and cheap premiums. The bad news: You make your payments on time every month and 15 years into the term and then you die[…]
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So what’s AICPA and what does it have to do with insurance? I was wondering the same thing myself until I did a little research. It’s the American Institute of CPAs.  …and they offer a plethora of products to their members!  Sometimes, insurance offered through a membership organization is a GREAT choice – but not always. Let’s[…]
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Infinite banking has been around for a VERY long time. It’s a way to set up your own banking system by using dividend-paying, permanent life insurance as a savings vehicle. There are some great reasons to do this including tax-free access to your money – but it’s NOT for everyone. Click below to find out[…]
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I don’t have to work too hard to paint you a picture of the Great Life Insurance Scam!  You know exactly what I mean – the predatory life insurance salesperson who shows up at your house with only ONE goal. To sell you as much life insurance as you’ll take. Of course, all of this[…]
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