I started Insurance Blog by Chris™ because I have a passion for insurance. Here at the blog, our job is to educate and inform people about the best insurance for them. Since then, we have grown into national brands with a large team of researchers helping people understand all forms of insurance.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insu...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: May 20, 2021

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Your pet is an integral part of your family and most likely, your best friend.

That’s why you want the peace of mind that comes with knowing you can provide them with the best possible care in the event of an emergency.

The cost of veterinary care can be astronomical, and for some families, paying for quality care in the event of an emergency is impossible.

Pet insurance helps to keep the cost of treatments affordable while allowing pet owners to access quality care for their pet when they need it.

Luckily, there are plenty of options for reliable pet insurance in Ohio.

5 Best Pet Insurance Providers in Ohio

Compare the top 5 companies offering the best cheapest pet insurance in Ohio:

  1. Embrace
  2. PetFirst
  3. ASPCA
  4. Trupanion
  5. Healthy Paws

Enter your ZIP code below to view companies that have cheap insurance rates.

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Embrace Pet Insurance

Embrace Pet Insurance Logo

Monthly Costs Starts at $13.04 for dogs and $8.98 for cats
Coverage Ranges from 65 percent to 90 percent after deductible depending on the plan
Payout Limits Coverage caps range between $500 and $15,000 annually depending on the plan
Deductible Ranges from $100 and $1,000 annually depending on the plan

Using the information above you can easily compare pet insurance providers and find the best pet insurance in Ohio that suits the needs of your pet and your family.

The low rates offered by Embrace are some of the most inexpensive in the industry.

Embrace offers high-level pet insurance for both cats and dogs, and its optional pet wellness coverage means that pet owners can access care that meets most of their needs.

Embrace, along with Trupanion, is one of the few companies to offer direct billing.

Embrace has also been assigned a grade of A+, and the company has responded to 20 closed complaints during the last 12 months.

Fetch a Quote with Embrace

Petfirst Pet Insurance

petfirst pet insurance logo

Monthly Costs Starts at $16.95 for dogs and $8.95 for cats
Coverage Ranges from 70 percent to 90 percent depending on the plan
Payout Limits $5,000, $10,000 or $20,000 annually depending on plan
Deductible Ranges from $50 to $500 per incident

The BBB has given Petfirst a rating of A+ and the insurance provider has very few complaints when compared with its competitors.

Most complaints it’s received pertain to the speed with which it pays out claims and all have been responded to by Petfirst.

Petfirst covers both cats and dogs as young as eight weeks with no upper age limit.

The company’s list of conditions included in coverage is among the best in the industry, and its monthly minimum premiums are well below the national average.

Petfirst also offers a plan that caters specifically to the needs of senior pets, which is not often seen among its competitors. Petfirst promises a two-week turnaround on processing claims.

Fetch a Quote with PetFirst

ASPCA Pet Insurance

aspca pet insurance logo

Monthly Costs Pricing is competitive and depends upon the plan chosen with coverage for a mixed breed dog showing $23.39 per month
Coverage 70 percent, 80 percent or 90 percent, depending on the plan
Payout Limits Ranges from $5,000 to unlimited, depending on the plan
Deductible $100, $250 or $500, depending on the plan

Crum + Forster administers ASPCA pet insurance, and both companies have an excellent reputation.

Coverage is available to cats and dogs as young as eight weeks with no upper age limitations.

The company offers a variety of claims submissions options including a convenient mobile app and its online quote calculator makes it easy to compare rates and coverage against its competitors.

The BBB has given Crum + Forster a grade of A+ and the number of complaints it’s received in the last year is far below average.

Fetch a Quote with ASPCA

Trupanion Pet Insurance

Trupanion Pet Insurance Logo

Monthly Costs Starts at $59.21 for dogs and $32.41 for cats
Coverage 90 percent reimbursement after deductible
Payout Limits Unlimited
Deductible Ranges from $0 to $1,000 per incident depending on the plan

Trupanion has been given a rating of A+ by the Better Business Bureau and had 21 complaints lodged against it in the last 12 months, mostly regarding billing errors. All complaints on file have been responded to by Trupanion.

When it comes to finding the best pet insurance in Ohio, Trupanion’s extensive coverage options put it near the top of the list. Dogs and cats between eight weeks and 14 years old are eligible for Trupanion’s coverage, and the company offers multiple optional add-ons that cover preventative care and alternative treatment.

Although the minimum monthly rates from Trupanion are slightly above national average premiums for total coverage (44.58 for dogs and 27.93 for cats), its comprehensive plans appear to be worth the cost.

It’s also worth noting that the company is one of the only providers that offers direct billing, which eliminates the need to file claims and wait for reimbursement checks.

 

Healthy Paws Pet Insurance

healthy paws pet insurance logo

Monthly Costs Starts at $32.83 for dogs and $17.19 for cats
Coverage 70 percent to 90 percent reimbursement after deductible depending on the plan
Payout Limits Unlimited
Deductible Ranges from $100 to $500 annually depending on the plan

Healthy Paws has been assigned a rating of A+ by the BBB and shows less than 50 closed complaints in three years.

Healthy Paws offers only a single insurance plan that’s available to cats and dogs between eight weeks and 14 years old.

While only one plan is provided, the company allows its policyholders the opportunity to customize rates by choosing their deductible and reimbursement rate

Furthermore, the company’s minimum costs are below national average rates. Customers praise the company’s convenient and quick claims process as well as its extensive list of coverage inclusions.

Finding The Best Pet Insurance in Ohio

dogs playing in Ohio

The price of pet insurance is on the rise all over the country.

Most families would agree that comparison shopping for their pet’s insurance policy is critical to find the policy that best suits their budget, and so do we.

When shopping, it’s good to remember that quoted rates are based on many factors, including the cost of veterinary care in your geographic location. Ohio is on par with the countrywide average of $1,201 to 1,300 per year.

We’ve taken a look at the coverage, costs, claims process, and reputations of over 30 companies and determined the five best pet insurance providers in Ohio, to help make your search a little easier.

Find the Best Pet Insurance In YOUR State