I started Insurance Blog by Chris™ because I have a passion for insurance. Here at the blog, our job is to educate and inform people about the best insurance for them. Since then, we have grown into national brands with a large team of researchers helping people understand all forms of insurance.

Full Bio →

Written by

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insu...

Full Bio →

Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: May 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Your pet is a family member, so you naturally want to give it all of the benefits and treatment that the other family members get.

Ideally, this should include insurance to help pay for medical treatments and even preventative care.

Having the right pet insurance in Hawaii, or indeed any other state enables you to avoid the worries of unexpected veterinary bills.

Pet Insurance in Hawaii

We have evaluated more than 30 pet insurance companies based on their coverage, costs, claims process, and customer experience.

Here are the five best pet insurance companies in Hawaii for 2020, companies that you can trust, with great coverage for your pet:

 

Petplan Pet Insurance

petplan pet insurance logo

Monthly CostsMinimum monthly premium for dogs - $29.16, for cats - $18.19
Coverage70 to 90 percent
Payout LimitsRanges from $2,500 to unlimited
DeductibleAnnual, ranges from $250 to $1,000
Get Your Rates Quote Now

Compare RatesStart Now →

View Rates with Petplan!

Petplan is a widely respected pet insurance company in Hawaii with a competitive minimum monthly premium for both dogs and cats.

Similarly to Healthy Paws, the provider pays for 70 to 90 percent of expenses, based on the plan chosen. Its medical plan option pays for treatments for accidents and illnesses–and includes cancer, hereditary conditions, and referral visits.

With a five-day waiting period for accidents and 15 days for illness coverage, Petplan has a rather lengthy enrollment period. Petplan holds a BBB rating of A+ and has only had 18 complaints over the course of 12 months.

 

PetFirst Pet Insurance

petfirst pet insurance logo

Monthly CostsMinimum monthly premium for dogs - $16.95, for cats - $8.95
Coverage70 to 90 percent
Payout LimitsAnnual limits $5,000, $10,000, and $20,000
DeductiblePer incident, ranges from $50 to $500
Get Your Rates Quote Now

Compare RatesStart Now →

View Rates with PetFirst!

PetFirst is unique in its per incident deductible, which benefits pet owners whose pets are diagnosed with chronic conditions.

Its standard plan’s minimum pricing is well below national averages, and reimbursement rates are right in line with competitors. The company does not have an unlimited cap but does provide policyholders a choice of three annual limits.

For accidents, the waiting period is only 24 hours, one of the shortest in the industry. PetFirst holds a BBB rating of A+ and has had just seven complaints in the past twelve months, all of which the company has addressed.

 

Figo Pet Insurance

figo pet insurance logo

Monthly CostsMinimum monthly premium for dogs - $52.85, for cats - $28.99
Coverage70, 80, 90, or 100 percent
Payout LimitsAnnual limits $5,000, $10,000, and $20,000
Deductible$$50 to $500 annually
Get Your Rates Quote Now

Compare RatesStart Now →

View Rates with Figo!

Figo is a smaller pet insurance company in Hawaii for dogs and cats. The price is on the upper end of comparable rates.

However, the company does offer the choice of a 100 percent reimbursement plan. Its coverage options include basic medical services along with rehabilitation, prosthetics, and non-routine dental care.

There is a five-day waiting period for accidents and a 14-day waiting period for illness coverage. Owners have 90 days to file a claim and may do so via the online portal (Figo’s pet cloud). The pet cloud also allows owners to manage their premium payments and keep track of their pet’s medical records.

 

Allstate Pet Insurance

allstate pet insurance logo

Monthly CostsMinimum monthly premium for dogs - $13.04, for cats - $8.98
Coverage65 to 90 percent
Payout Limits$15,000 annually
DeductibleAnnual, ranges from $100 to $1,000
Get Your Rates Quote Now

Compare RatesStart Now →

Allstate’s pet insurance reimbursement rate can range between 65 to 90 percent, allowing consumers to customize their policy, from a budget-friendly plan to one with maximum coverage.

Allstate offers competitive pet insurance in Hawaii, providing its basic policy at a rate lower than the average monthly national cost of $44.66 for dogs and $27.93 for cats.

Diagnostic testing, surgery, hospitalization, prescription medications, emergency care, specialty care, alternative care, behavioral therapy, and prosthetics and mobility aids can all be covered.

The age limit range between six weeks and 14 years is typical of the industry. Allstate holds a Better Business Bureau (BBB) rating of A+, with 20 complaints levied against it in the past 12 months.

Enter your ZIP code below to view companies that have cheap insurance rates.

 Secured with SHA-256 Encryption

Find The Best Pet Insurance in Hawaii

dog sitting on a beach in Hawaii

The costs of pet ownership and pet insurance in Hawaii are rising.

Location makes a huge difference in the premiums you pay, and Hawaii is the third most expensive state according to Petplan data.

Hawaii has quite a few options for reliable pet insurance, and each company can fulfill various needs.

Make sure to research your options so that you get the coverage that is best for your budget and your pet.

 

 

Find the Best Pet Insurance In YOUR State