Purchasing pet insurance is a great way to take some of the financial burden of owning a pet away. While it doesn’t cover everyday items like food, beds, and toys, it does reimburse for part of the vet costs if your dog or cat is injured or has an illness.
If you’re considering pet insurance in WA or any other state, there are two important factors to consider:
- No pet insurance company covers pre-existing conditions.
- Pet insurance is most affordable when your pet is young and healthy.
We looked at some of the top pet insurance companies offering coverage to compare costs. The breed of your cat or dog makes a difference, but so does their age when you get coverage. Here are some example rates for puppies under 2-years-old and rates for older dogs up to five-years-old.
Every company has their own take on deductibles, spending limits, reimbursement percentages, and coverages offered in each plan. Depending on where you live in WA state, you can find several options available for the best pet insurance to fit your specific needs.
Sample veterinary costs in Washington state
The high costs of certain health issues cause more than 50% of pet parents to consider euthanizing their pets. The #1 reason people purchase pet insurance in Washington and other states is to avoid having to make that decision just for financial purposes.
If you’re on the fence about purchasing pet insurance in WA state, consider these cost ranges for common health issues:
- Cancer: $4,000 to $20,000
- Hip Dysplasia: $3,000 to $6,000 per hip
- Luxating Patella: $1,250 to $3,000 per knee
- Paw injury: $1,000 to $5,000
You never know when an accident could happen or your pet could end up sick and needing emergency vet care. Having pet insurance in place could mean the difference between keeping your dog or cat going into their golden years.
How much does pet insurance cost in Washington state?
The cost of pet insurance is based on several factors, including the pet’s age, breed, and which zip code you live in. Yes, people in Seattle may pay different rates than others living out in Chelan or Snohomish.
The type of coverage you want will also determine the cost of pet insurance in Washington state. Accident-only insurance is cheaper than comprehensive coverage, but it doesn’t cover for illnesses. Some carriers include wellness plans at no additional charge while others either don’t offer it at all or charge extra for things like routine visits, vaccines, microchips, and dental care.
Here are some of the best pet