You probably know the basic difference between whole life insurance and term life insurance. Whole life insurance is permanent coverage, with a fixed premium, and a cash value accumulation feature. Term life insurance is temporary coverage, generally lasting for between five and 30 years. It has no cash value accumulation, which is why it costs[…]
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Decreasing Term Life Insurance
Many consumers see life insurance as a specific product. At most, they may be aware that there are two basic types: term life insurance and whole life insurance. But the reality is that there are many different types of life insurance. So many, in fact, that it’s possible to customize a life insurance policy to[…]
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What Is Term Life Insurance?
Term life insurance is a popular choice among consumers. Taking out a term policy is a flexible and often cost-effective way to protect the financial stability of your family. So, what is Term Life Insurance? The term in “term life insurance” refers to the amount of time a policy is active for. Usually, term life[…]
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20 Year Term Life Insurance | Pros & Cons
Here’s the truth about life insurance agents: While a 20-year term policy will do the job for 90% of Americans, many agents will try to sell you 30-year term policies or whole life policies. They make more money that way! In this guide, I’ll share why a 20-year term may be just enough insurance coverage[…]
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10 Year Term Life Insurance: Who Needs It?
Do you know what 10 year term life insurance is? If you have dependents, financial liabilities or business interests, I’m sure you either have life insurance or are considering it. …and if you’re not THINK AGAIN! Ladies and gentlemen, no one ever PLANS to die. The tricky thing is, with so many choices, you might[…]
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30 Year Term Life Insurance
Advantages and Disadvantages of 30 yr Term and 30 Year Term Life Insurance Quotes, Level Term, Convertible, and Renewable
5 Reasons Why Term Life Insurance is Best
Financial gurus Dave Ramsey and Suze Orman say you should only buy guaranteed level term insurance. They say that permanent insurance policies like whole life insurance are a bad investment. Why do they care about insurance? Because the money you don’t spend on the wrong insurance policy is money you can save and use elsewhere! If you’re[…]
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Level Term Life Insurance | Guaranteed Level Rates
Guaranteed Term life insurance explained and compared to whole life insurance and universal life insurance. Instant Term Life Quotes also available. No long forms to fill out.
Million Dollar Life Insurance
When I was a young agent, I used to think $1 Million to $2 Million of term life insurance was a lot of coverage. Well, I have learned over the years from seeing first hand the heartbreak of insufficient coverage, and of course, thinking of my own family, 1-2 Million is not a lot of[…]
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Best Mortgage Life Insurance Rates & Tips to Save You Thousands
You probably already know you should think about life insurance if you have a mortgage. There are two traditional ways companies have historically tried to sell you mortgage life insurance… but they’re both antiquated and expensive. In this article, I’ll show you a better way to use life insurance to cover your mortgage One unique[…]
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