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Here’s the truth about life insurance agents: While a 20-year term policy will do the job for 90% of Americans, many agents will try to sell you 30-year term policies or whole life policies. They make more money that way! In this guide, I’ll share why a 20-year term may be just enough insurance coverage…
→ Read MoreWhen searching for life insurance at 56 years old, the biggest factors affecting your premium will be the type of coverage needed and your health. Typically by the time you reach your mid fifties, you’re almost always dealing with some sort of medical condition or medication.Read More: Understanding Life Insurance We see everything from people…
→ Read MoreAre you looking for a life insurance policy without a 2 year waiting period? If not, you should be! You know that policy you heard about on TV? The one that promises easy guaranteed coverage for final expenses with no medical exam? Well, I’m just gonna say it – don’t buy it. It seems like a really great…
→ Read MoreFinal expense insurance is for those of you who are looking for smaller policies to cover final expenses. You’re probably going to die with some debt to your name. Most people do. In fact, 73% of consumers had outstanding debt when they were reported as dead, according to a December 2016 study provided to Credit.com…
→ Read MoreGlobe Life is an insurance provider which markets affordable life insurance policies with a long-standing history of reputability in the insurance industry. As such, they’re a widely popular option for life insurance shoppers across the board, especially for those with conditions that might prevent them from acquiring traditional coverage. But before you sign on the…
→ Read MoreBeing wealthy provides many financial advantages that only the rich can fully appreciate. But, did you know that if you are wealthy, you can reap several financial benefits of life insurance that the poor and middle class literally cannot? … this isn’t a trick. I’m not merely suggesting the wealthy can afford more life insurance coverage. In this article,…
→ Read MoreNOTE: Genworth Life Insurance Co of New York is no longer selling new life insurance policies and it is unclear if the extension feature benefits mentioned below will still be available.If you have a policy and aren’t sure what to do please visit: What Should I Do With My Genworth Life Insurance Policy? I was…
→ Read MoreThere are many things to consider when shopping for pet insurance for your pet. You might find a policy that you really like and hope you can get immediate coverage. In some cases, you can get pet insurance with no waiting period, but it may only cover accidental injury to start. Many plans begin covering…
→ Read MorePurchasing a life insurance policy today is not at all unlike buying a car. There are so many options possible to customize your policy to meet very specific needs and preferences. This is typically done by adding life insurance riders to a basic policy, which provides the extra features that will make the plan the…
→ Read MoreOne of the major drawbacks of life insurance, or so it’s typically thought, is that it provides no benefits while you are still alive. It’s seen strictly as a death benefit. But there are certain life insurance riders that can be added to a policy that will provide living benefits. One of them is an…
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