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When you are searching for life insurance, there are a lot of different factors you’ll need to consider. If you have a pre-existing condition like an enlarged heart, then you’re going to face some unique challenges. What Is Left Ventricular Hypertrophy? Left Ventricular Hypertrophy is defined as a thickening of the ventricular muscle or enlarged…
→ Read MoreThe history of life insurance is really quite fascinating! While life insurance wasn’t a mainstream financial product in the United States until the mid-1800s, the concept of life insurance has been proven to have begun as early as 100 B.C., when soldiers of the Roman Empire formed burial clubs to pay for funeral expenses of…
→ Read MoreWhat Heath Ledger’s death taught us about Life Insurance and Contestable Claims.
→ Read MoreIf you need life insurance coverage, but can’t qualify due to the condition of your health – or you simply don’t want to submit to the battery of health-related questions and tests normally required with typical life insurance policies, you do have an option. It’s called guaranteed issue life insurance. What is it, and why…
→ Read MorePerhaps you’ve heard of terms like “Preferred” or “Standard” as it applies to life insurance ratings and have scratched your head. What do these ratings mean, and more importantly, how do they affect you? Stick with me for a few minutes and we’ll answer these questions and more. Life Insurance Ratings and Premiums The reason…
→ Read MoreI hadn’t seen this one before. A potential client called recently asking if he could purchase a guaranteed universal life insurance policy with $100,000 face value at the age of 75. So far, no problem. Life Insurance Approval with Polycythemia However, I then asked him some questions about his medical history and found that he…
→ Read MoreUnderstanding and finding affordable life insurance can be a juggernaut. When looking at all the types of insurance available, life insurance is probably the least appealing to discuss. No one likes to think about their mortality, but having a plan for your loved ones in the event of your passing, can give both you and…
→ Read MoreAt Huntley Wealth Insurance, when we get a “tough” life insurance case, we are prepared to do whatever it takes to deliver an affordable approval to our client. That’s why we commonly use the Trial Offer. Simply put, a trial offer request is when we send a summary of our client’s medical history to 15-30 life…
→ Read MoreHow can a charity turn penny donations into dollars? Life insurance. Let’s talk about how this works and why every charity should be looking for gifts of life insurance. Tap Into the Ocean of Charitable Bequests In a recent report, CharityNavigator.org stated that during 2001 in the U.S.: $24.4 billion dollars were donated to charities…
→ Read MoreIs it possible to get life insurance for cancer patients and survivors? If you’re in this group—which actually includes millions of people—you might think you can’t get affordable life insurance. But, the life insurance industry has been evolving in recent years, especially in response to advances in medical technology and the increasingly longer lifespans being…
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