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Did you know your carrier has a life insurance weight chart? Yep and they’re not all the same. Each life insurance company has its own “build” chart that provides critical information about the maximum height and weight combinations required to qualify for specific rating classes. Now if you’re aiming to get the best possible premiums, your height…
→ Read MoreAnyone can get the best deal on life insurance by going online and getting a quote with a simple click of a button. Right? Wrong! In this post, I’ll explain how easy it is to make costly mistakes when buying online term insurance, and how you can avoid them. In addition, I’ll show you how the process…
→ Read MoreLife insurance is far more flexible than many people realize. … So whether you can no longer afford your policy, or are looking for options your beneficiaries will have upon your death, we’ve got you covered in this article with everything you need to know about life insurance settlement options. There are 2 types of…
→ Read MoreLife insurance offers will range from Preferred to Uninsurable for Pulmonary Blood Clots
→ Read MoreAre you feeling out of sorts and want to get back into shape? Well, don’t despair simply because you’ve gotten older. Why You Should Get Back Into Shape As You Get Older Maybe you can’t turn the clock back to when you were 20 something years old, but the good news is that you can…
→ Read MoreReturn of Premium Life Insurance – Worth the extra cost?
→ Read MoreCan you obtain life insurance if you’re unemployed? Everyone, including those who are unemployed, still need life insurance to protect their loved ones. The question then is whether a life insurance company will approve your life insurance application if you’re not working. Unfortunately, the answer to that question isn’t a simple yes or no answer because being approved…
→ Read MoreThe majority of people who buy life insurance usually do so to provide income replacement for their families. …but, did you know that there are many creative ways to use your life insurance policy? Term life is a much more basic form of life insurance which pays death benefits only. It’s great for income replacement and providing…
→ Read MoreIt’s one of the most frequently asked questions: “Can I buy life insurance as an unmarried couple?” We understand. There’s definitely some grey area to work through, such as your living arrangements, plans for marriage (or lack thereof), and income dependency. Luckily, we’ve dealt with hundreds of life insurance cases for unmarried partners, boyfriends/girlfriends, and fiancés….
→ Read MoreOne of the top 10 questions that clients come to me with is: “Is life insurance taxable?” So I decided to answer that question and provide a guide to life insurance gifting to give you some tools to use in case you step over the state and federal estate tax threshold. Your taxes absolutely can be…
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