Exploring Different Types of Pet Insurance

It’s not the only factor, but the type of pet insurance you buy will impact your happiness with the coverage. So let’s look at pet insurance policy types to make sure you’re making the right choice for your furry (or feathered) companions. Three Primary Types of Pet Insurance You can tinker with the nuts and…

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[CASE STUDY] Why I Bought Pet Insurance from Healthy Paws

If you’ve ever had to put a dog down, you know the incredible guilt and hopelessness you feel. When my wife and I had to make the agonizing decision to put down our Golden Retriever, Sally, last year, it devastated us. But I wasn’t content just mourning our sweet Sally. I wanted to know: Would…

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Simplified Issue Life Insurance

Next to the cost factor, submitting to a medical exam is probably the biggest reason people avoid buying life insurance. It may be the fear of all things medical – yes, “white coat syndrome” is a real thing – or the concern that a medical exam will detect a health condition you’d rather not know…

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Decreasing Term Life Insurance

Many consumers see life insurance as a specific product. At most, they may be aware that there are two basic types: term life insurance and whole life insurance. But the reality is that there are many different types of life insurance. So many, in fact, that it’s possible to customize a life insurance policy to…

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Annual Renewable Term Life Insurance

You probably know the basic difference between whole life insurance and term life insurance. Whole life insurance is permanent coverage, with a fixed premium, and a cash value accumulation feature. Term life insurance is temporary coverage, generally lasting for between five and 30 years. It has no cash value accumulation, which is why it costs…

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What is a Waiver of Premium Rider?

If you’ve ever been concerned about how you’ll pay your life insurance premiums if you become disabled, relax – there is a workaround. It’s referred to as the waiver of premium rider, and it’s designed specifically to cover your life insurance premiums should you become disabled. It can be particularly valuable if you work in…

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Life Insurance for Commercial Fishermen

If you’re a commercial fisherman, you probably already know that it’s one of the most dangerous occupations there is. In fact, according to a government source, it’s the second most dangerous general occupational category in America. That can create some complications when it comes to life insurance for commercial fishermen. Coverage is available, but you…

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What is a Child Term Rider?

Have you been contemplating buying life insurance for your children? If so, there’s some good news on that front. Though you always have the option, you don’t necessarily need to purchase a separate policy for each child. The valuable and cost-saving alternative is to simply add a child term rider to your own life insurance…

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What is a Family Income Benefit Rider?

Are you ever concerned about how your beneficiaries will handle the proceeds of your life insurance policy? If so, a family income benefit rider may give you a surprising amount of flexibility and control over how—and when—the policy benefits will be distributed to your loved ones. In fact, a family income rider may go a…

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Life Insurance After a Heart Attack

Heart disease is the leading cause of death in the United States and is a common health condition throughout the population. (For more information, read our “Life Insurance with Heart Disease“). The most classic heart disease outcome is a heart attack. Is it possible to get life insurance after a heart attack? The surprising answer…

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