Hazard Insurance vs Homeowners Insurance: What’s the Difference?

Homeowners can encounter terms they might not be familiar with to protect their home. Insurance is a good example.  You have several different insurance types to choose from as a homeowner, and each can protect you in different ways. Consider hazard insurance vs homeowners insurance.  You might be asking yourself: What is hazard insurance?  Is…

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Do You Know What The Difference Is Between AD&D VS Life Insurance?

Do you know what the difference is between AD&D VS Life Insurance? AD&D stands for accidental death and dismemberment insurance. This specific type of insurance isn’t life insurance but does payout if you die or are dismembered in an accident. When you buy life insurance, you’re protecting your beneficiary’s financial future in the event you…

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AD&D Insurance | What Does Accidental Death Life Insurance Cover?

If you are commonly faced with situations that could lead to injury or accidental death from drowning, machinery malfunctions, falls, or car accidents; you may be wondering if a life insurance policy will cover such incidents. Fortunately, there is a type of insurance policy meant specifically for these types of individuals: Accidental Death & Dismemberment…

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How to Get Life Insurance with Pre Existing Conditions

It’s often easier and less expensive to buy life insurance when you are young and healthy. That’s because your life can change, and you may develop health conditions as you age.  But life doesn’t always go as planned, and you may have gotten a medical diagnosis before securing a life insurance policy. So, can you…

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Does Pet Insurance Cover Vaccines?

As a pet parent, you want your pet to live a long and healthy life. One way to do that is to have them vaccinated as a preventative measure against certain diseases. As with any type of care for your pet, there is a cost associated with vaccinations. The last thing any pet parent wants…

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Jackson National Life Insurance Review (2024)

Jackson National is a multi-billion dollar annuity company that got their start with term life insurance. Over the years, they have acquired annuity and life insurance companies to become the multi-faceted annuity company they are today. While their financials are strong, their customer service is questionable and they have a history of charging extraneous fees…

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Best Prices On Disability Insurance For Ages 40 – 49 Years Old

If you’re a 40-49 year old you likely already are a homeowner, have a family, be climbing the corporate ladder or maybe even running your own business. By now you’ve hopefully paid off any student loans you once had and are diligently saving for retirement.  If you’re 47, 48, or 49 you probably earn more…

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What Is Renters Insurance?

Many people seem to think that renters insurance is required, though on its own, renters insurance is not legally required, though it may be part of the terms of a lease. Even if it is not required by your lease, there are many valid reasons to purchase renters insurance. Renters insurance is optional, and it…

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