Huntley Wealth and Insurance Services Life Insurance Quotes for 50 to 75 Years Old

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Life Insurance for 60-69 Year Olds | Sample Quotes

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At Huntley Wealth Insurance, we specialize in understanding and meeting the life insurance needs of individuals ages 60-69.

Whether you are coming to us as a healthy, non-smoker, or if you have medical conditions such as diabetes, previous bouts with cancer or heart troubles, overweight, or are a smoker, we are experts at helping you find the most affordable premiums from the highest rated insurance companies.

Monthly Premiums for Healthy Male, Ages 60-69 Years Old

Age                      $100,000   $200,000  $300,000   $400,000
60 Year Old Male   $28.62    $52.03    $72.30       $94.66
61 Year Old Male   $31.15    $55.57    $79.61       $104.40
62 Year Old Male $35.32    $58.82    $84.92       $110.99
63 Year Old Male   $39.67    $67.04    $97.05       $127.07
64 Year Old Male $43.24    $77.27    $112.24     $147.22
65 Year Old Male   $49.02    $87.14    $126.90     $166.65
66 Year Old Male $54.03    $99.29    $145.11     $190.94
67 Year Old Male   $59.25    $111.13  $158.17     $208.71
68 Year Old Male   $63.34    $120.15  $170.69     $225.42
69 Year Old Male   $67.60    $128.67  $183.48     $242.47

(10 Year Level Term Life Insurance Quotes – Premiums based on healthy, male, non-smoker.  Rates valid as of 7/3/13, subject to change)

What Type of Life Insurance Policies Are Available in Your Sixties?

Term Life Insurance is available for ages 60-69.  All term lengths can be purchased through your sixties except 25 and 30 year term.  So you can buy 10, 15, 20 and 25 year term up to age 65.  At age 65, the 25 year term option falls off.

Some of you may be in your sixties wondering why you need life insurance anymore.  Here are some of the reasons our clients buy life insurance into their 60’s.

Reasons Life Insurance is Needed in Sixties

  1. Income replacement – You’re still working and want to leave your spouse, partner, or children a death benefit.  Term Life Insurance is probably your best choice for income replacement.
  2. Estate Planning – You may need to add liquidity to an estate filled with real estate or business holdings, or after 2010, you may need the insurance to pay for estate taxes.
  3. An Inheritance – You don’t care how old you are when you pass.  You want to leave something to your family.
  4. Business Insurance – For Key Man Insurance or Buy-Sell Agreement
  5. Used in conjunction with a Trust – Common uses are to fund an AB or Bypass trust, or Irrevocable Life Insurance Trust.
  6. Cover a Loan – perhaps you have some debt or a mortgage, that you don’t want to leave to your spouse or children upon your passing.  Life insurance is a wonderful tool to take care of debts at death.

You’ll also want to use an independent agency who can make sure you get the lowest term life insurance rates from multiple insurance companies.  Please call us for a quote at 877-443-9467. For more information about us, please visit our About Us page and my .


*Written by Chris Huntley. Huntley Wealth Insurance and its representatives do not give legal or tax advice. Please consult your own legal or tax adviser.
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Chris Huntley
Chris Huntley is the owner of Huntley Wealth Insurance, a San Diego life insurance agency. You can find him on Google + and Facebook. Over the past 8 years, Chris has consulted with over 2000 individuals about their insurance needs. He is a proud husband and father to three adorable girls.
Chris Huntley
Chris Huntley

Quotes on 10 year, 15 year, 20 year, 30 year term life insurance, return of premium, and universal life insurance, for men in their sixties (Ages 60, 61, 62, 63, 64, 65, 66, 67, 68, & 69), showing premiums for face values of $100,000, $200,000, $300,000 & $400,000 policies.

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{ 32 comments… add one }

  • HARRY SMITH February 2, 2011, 12:33 pm


  • Ron Aiello April 6, 2011, 9:29 am

    I am looking for 20 yr. term life insurance. I am non-smoker, 5’8″ 175lbs, good health with HBP and Cholesterol both controlled with meds. No major illnesses in last 10 years. Seeking $50,000 policy.

  • Larry Sprague April 18, 2011, 10:56 am

    Rates for 66 year old man……$100,000

  • Debbie May 13, 2011, 6:19 pm

    I am interested in what a term insurance policy for 200,000 would cost for a 62 year old male, who is on BP medication, with controlled BP, and no other health problems, and is a non smoker? Would it be what the rate chart shows above? if the rates haven’t changed since then?

    • Chris May 17, 2011, 1:29 pm

      Hi Debbie,
      Yes it would be very close. Many companies allow treated BP in their best class, which is quoted above. You should also keep in mind that some non-health related issues can affect your rating, such as hazardous travels, occupation, or hobbies, or a family history of cancer or heart disease. To get an accurate quote, you’ll want so speak to us for a few minutes. 877-443-9467. Thank you.

  • Dennis Piller October 2, 2012, 5:14 pm

    Dear sir: I am an American citizen living in Australia and I am just wondering if I could get a life insurance policy from you! I am 68 years old,non-smoker, on a very mild BP medication and otherwise in good health! Kind regards,Dennis Piller

    • Chris Huntley October 4, 2012, 11:42 am

      You must have some sort of tie to the U.S.

      Please understand that for a Foreign Resident to be approved for life insurance in the U.S., the insured must travel to the U.S. to take the application, medical exam, and also must be in the U.S. to accept the policy once it has been approved. (which takes 3-6 weeks on average)

      Is this possible for you?

  • Rosemary Yazzie November 21, 2012, 3:50 am

    I was wondering if I could inroll with your life-insurance?I’m
    62 yrs old,non-smoking,but have mild blood pressure for a year
    but doing great.if OK sent me a application.maybe 20 years
    term life insurance,maybe $100,000.

    • Chris Huntley December 12, 2012, 2:12 pm

      Hi Rosemary,
      Thank you for your comment on my site. Assuming you live in a state where we’re licensed, we’d love to help. Please call us so we can take the application by phone at 877-443-9467.

  • Fiona Werz March 23, 2013, 8:05 am

    Hello my name is Fiona and I was wondering what a 20 year life insurance would cost for me for $200,000. I am in fairly good health and a non smoker. I am a little overweight and have osteo arthritis in my knee and some back pain. I am also on thyroid medication. I am 60 years old. Thankyou Fiona Werz

    • Chris Huntley March 25, 2013, 11:51 am

      Hi Fiona,
      Give me a call for a quote please at 877-443-9467. I need a few health details before I give you a quote.

  • Wayne January 7, 2014, 9:24 pm

    Need quote for 62 yr old Male

    • Chris Huntley March 26, 2014, 1:33 pm

      I just sent you an email, Wayne. Give us a call at (855) 247-9555.

  • Gil February 5, 2014, 5:24 pm

    I am looking for life insurance for my 64 year old mother

    • Chris Huntley March 26, 2014, 12:27 pm

      Gil, I just sent you an email. Give us a call at 855-247-9555 and we’ll determine your mother’s options. We’ll need her birthdate, medications, and what she’s taking them for.

  • Ralph Davis May 8, 2014, 7:41 pm

    I’m a 61 year old man. I have a series of health issues,
    But am in good condition. I currently have life insurance
    But am paying a very high rate and it ends in 5 years.
    I would love to hear if I’m able to find new options.

  • ron reagan July 31, 2014, 9:43 pm

    68 yr. old male n/s looking to purchase 100k 20 yr term policy.Good health.Diagnosed as diabetic appr 3r ago, took insulin for about 3 months, took off insulin after test showed i could treat it with pill.Put on 2 metformin a day.About 3 months later metformin was cut to 1 per day.Appr. 3 month later was took off metformin completely.Went back to Dr.few months later and was told my sugar was normal, and I was not a diabetic.Went to DR. about 1 month for spider bite or something.Dr. did bloodwork and took a1c avgfor 3 months.Sugar was little high, but I had been eating a horrendous amount of sweets , just got back from wk. vacation in Branson, plus I ate 2 honey buns for breakfast.A1c avg.175-200.Gave rx for metdoemin-2 per day.TOOK ABOUT 5-6 TOTAL , STOPPED TAKING THEM.CHECK SUGAR ALMOST DAILY . RUNS BETWEEN 97 TO 123 fasting with absolutely no medication taken for it.my my home phone # is 573 783 7474

    • Chris Huntley August 3, 2014, 11:20 pm

      Hey Ron,
      We would be happy to work up a few estimates for you. We will send you some questions to answer. You can also give us a call at 877-443-9467 to discuss your insurance needs.

  • Deborah Willis August 18, 2014, 1:13 pm

    I am a 64 year old female looking for the cost of a 25 or 30 whole life policy. I high blood pressure and high cholesterol.

    • Chris Huntley August 18, 2014, 8:56 pm

      Hi Deborah, We really need to know more about your unique medical situation. One of my colleagues will be in touch with a few questions for you to answer.

  • Karen September 8, 2014, 4:48 am

    Hi Chris,

    I am a 63 year old woman. Never smoked, not on any medication except for sleep and occasional anxiety issues. I am in excellent health. Run between 3-5 miles several times a week. My mother just turned 98 years and is strong both mentally and physically-relative to her age.. Live in Atlanta, Georgia. I would like to know what My premium rates might be on 10 year and 20 year term life on both 100K and 250K.



    • Chris Huntley September 16, 2014, 4:06 pm

      Hi Karen,
      It sounds as if you and your family have great health. We will be more than happy to work up premium quotes for you based on the best options for you. You can expect to hear from one of my associates with a few questions to help us determine the most affordable option for you.

  • Gerald Collier November 24, 2014, 5:20 pm

    Please quote standard

    • Chris Huntley November 30, 2014, 11:12 pm

      Hi Gerald,
      We will be happy to get you a few quotes. One of my colleagues will be in touch with you.

  • Charles C Clark August 11, 2015, 10:01 pm

    Want to gather a $ 300 K 20 year term premium return Life Insurance
    Excellent health
    Mo premium
    Approx on preferred level
    Please adviseDob 9-3-47
    Before turning 68

    • Chris Huntley August 28, 2015, 1:42 am

      Hi Charles,

      I’ve forwarded your information to Cliff Pendell to help you with your insurance needs

  • Pat September 15, 2015, 12:03 am

    need 150.00 whole life

    • Chris Huntley September 21, 2015, 2:25 am

      Hi Pat,

      I have forwarded your information to Jason Dana to assist you with your insurance needs

  • Ray Hill November 6, 2015, 6:07 pm

    61 yo Male non smoking and no medical issues looking for a quote on twenty year term for 100-200K

    • Chris Huntley November 8, 2015, 10:36 pm

      Hi Ray
      Ramon Summerour will be in touch with you to help you with your insurance needs

  • Carrie Nowak December 11, 2015, 12:18 am

    Would like a $400,090 policy for myself for life. No health issues. An 5 ft. 2 inches tall, weigh 178. Take no medication.

    • Chris Huntley December 13, 2015, 5:05 pm

      Hi Carrie,
      I have forwarded your information to Jason Dana. He will be in touch to help you with your insurance needs.

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