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Many people ask us if they can still buy term life insurance in their sixties. Yes, you can! But as you grow older, the risk to the provider is greater. So, the question, “Can you find affordable life insurance over 60?” isn’t cut and dried. Let’s take a look at the numbers right now to…
→ Read MoreThere are all types of life insurance policies available these days, so it may not surprise you to learn that it’s even possible to buy a single policy that covers two people. That’s the basic idea behind survivorship life insurance. It enables two people to have one life insurance policy between them, and at a…
→ Read MorePeople looking for lifelong life insurance coverage should consider permanent life insurance. There are a few different variations, including whole and variable life insurance. Both of these have an extra component: an investment account referred to as a cash value. Separate from the death benefit, this cash value grows over time and can provide an…
→ Read MoreLife insurance is a relatively simple concept at its core: an agreement where the policyholder pays a monthly premium and, in return, has a benefit paid to their designated beneficiary in case of death. Of course, there are many different approaches to life insurance that make policies tailored to individual needs and address a wider…
→ Read MoreHow would you like to take a peek into my secret stash of tricks that I’ve personally used to save my clients 10% to 70% on life insurance? Well you’re in luck. … because today I’m going to show you 10 of my absolute BEST strategies, proven to save you thousands on life insurance. As an…
→ Read MoreWhen it comes to the various types of life insurance, there are a staggering array of options out there. Every day I meet people whose current circumstances are completely and utterly dependent on their spouse’s income, yet they fail to carry life insurance. Financial tragedies, such as these, are avoidable with a little planning. Far…
→ Read MoreMost people have an almost casual attitude toward life insurance. But reality can hit hard when you’re applying for a private policy, or even just a policy to supplement the one you have with your employer. You’ll realize that premiums are never quite as low as the websites promise, and coverage can be difficult to…
→ Read MoreHow can you determine the exact amount of life insurance you need? You’ll want to ensure that you get sufficient coverage, without overpaying for coverage you don’t need.Read More: Understanding Life Insurance Continue reading to find out how much life insurance you really need: Table of Contents: How Much Life Insurance Do I Need? Why…
→ Read MoreIt’s not uncommon to be asked personal, even intrusive questions about your health, travel, your hobbies, and even your financial well-being on life insurance applications. To underwrite you, the largest life insurance companies need the information to assess their risk! “Why are they so interested in my prostate?” While many people may have reservations about…
→ Read MoreExperts agree universal life insurance is the affordable alternative to whole life insurance. But is universal life right for you, and how does it work? … or perhaps you’re just looking for the best pricing, or how to save the most money. Table of Contents What is Universal Life Insurance? What are the types of Universal…
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