Split dollar life insurance this is a term you need to know if you want to leverage your relationship with your employer or your key employees… It’s a valuable tool! In 2016, ESPN reported that the University of Michigan was spending millions of dollars a year on a life insurance policy for football coach Jim[…]
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Whole Life Insurance
Whole life insurance is one of the most popular, yet least understood financial vehicles. There are definitely times when it makes sense, but you need to know what you’re getting into. There are a variety of different life insurance policies available for people who want to provide financial security for their family. Whole Life Insurance[…]
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Term vs. Whole Life Insurance Calculators
Term life insurance offers low cost protection with guaranteed level premiums for a fixed duration, typically 10, 15, 20, or 30 years. Whole life insurance offers lifetime guaranteed coverage with the additional benefit of accumulating cash values. It’s a great debate among life insurance professionals, consumers, and financial planners. While each has its pros &[…]
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7 Alternatives to a 401k
I’m not a fan of whole life insurance. But since I continue to hear this absurdity that whole life is the only good option for individuals who are maxing out their 401k and IRA, I brought the financial experts with me in this post. Whole life is not your only investment option if you’re maxing[…]
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Guaranteed Issue Life Insurance
We currently only sell Guaranteed Issue life insurance to people in the San Diego, Ca region. However, we have a type of policy available in *most other states (see excluded states below) that MANY people with high risk medical impairments can qualify for. Guaranteed Issue Life Insurance Available to People in San Diego, California As[…]
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