Effective January 19th, Genworth has removed their Return of Premium products from the market. Until further notice, they will no longer be offering term insurance with the Return of Premium rider. Anyone who purchased a policy with the ROP rider prior to Jan. 19th will still enjoy the same benefits guaranteed in their contract.
We still have several carriers offering Return of Premium products. The most competive tend to be Sagicor Life, American General, Cincinnati Life, and Western Reserve Life. You can get a quote for products with Return of Premium on the right hand side of this page.
Click here to watch a video explaining Return of Premium Life Insurance.
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