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Have you been contemplating buying life insurance for your children? If so, there’s some good news on that front. Though you always have the option, you don’t necessarily need to purchase a separate policy for each child. The valuable and cost-saving alternative is to simply add a child term rider to your own life insurance…
→ Read MoreI’m not a fan of whole life insurance. But since I continue to hear this absurdity that whole life is the only good option for individuals who are maxing out their 401k and IRA, I brought the financial experts with me in this post. Whole life is not your only investment option if you’re maxing…
→ Read MoreAt Huntley Wealth Insurance, when we get a “tough” life insurance case, we are prepared to do whatever it takes to deliver an affordable approval to our client. That’s why we commonly use the Trial Offer. Simply put, a trial offer request is when we send a summary of our client’s medical history to 15-30 life…
→ Read MorePurchasing a life insurance policy today is not at all unlike buying a car. There are so many options possible to customize your policy to meet very specific needs and preferences. This is typically done by adding life insurance riders to a basic policy, which provides the extra features that will make the plan the…
→ Read MoreOne of the major drawbacks of life insurance, or so it’s typically thought, is that it provides no benefits while you are still alive. It’s seen strictly as a death benefit. But there are certain life insurance riders that can be added to a policy that will provide living benefits. One of them is an…
→ Read MoreIt’s common to think of a life insurance policy as having three basic parts – the death benefit, a premium, and in the case of whole life insurance, a cash value accumulation feature. But those are just the foundations. Nearly any life insurance policy can be customized by using one or more of a variety…
→ Read MoreInsurance aggregators have become common in recent years. Those are websites that act as online insurance marketplaces. There, you can complete a single summary application, and get rate quotes from some of the many insurance companies connected to the sites. But one online insurance marketplace, PolicyGenius, is practically in a class by itself. While most…
→ Read MoreIf you have a particularly large estate, the need for some type of estate planning may be obvious. But it may also be a necessary step even if you aren’t “wealthy.” Since so many people have accumulated substantial real estate equity and large retirement account balances, the need for estate planning is growing even among…
→ Read MoreAnyone who gives consumers insurance advice or sells insurance is required to be licensed in each state they do business. On this page, you’ll find license information for each state in which we do business, which includes every state and the District of Columbia. Ad Practitioners, LLC (“AP” or “we” or “our” or “us”) provides…
→ Read MoreListen closely…Because I’m about to open up my bag of life insurance savings tricks and share the best I’ve got. By far, this is the quickest and easiest way to save big on life insurance, and it takes seconds to find out if you qualify. It’s called the Pennies from Heaven Strategy! Save Big With The Pennies…
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