Life Insurance for Construction Workers

Did you know that your occupation could affect the premiums you pay for life insurance? And, one of the highest-risk occupations is construction worker. That’s why life insurance for construction workers requires special handling. It’s not that you’ll be turned down for a policy, but rather that you’ll likely pay a higher premium than someone…

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Life Insurance for Pilots

If you are a pilot and you’ve never applied for life insurance, you may not be aware that your piloting activities can have a substantial impact on your application for coverage. If you have applied for life insurance for pilots in the past, then you know exactly what I’m talking about. It’s not whether insurance…

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Life Insurance for High-Risk Occupations

It’s commonly understood among consumers that age, health condition, and the health history of your family are important factors in determining the approval of life insurance and the premium you’ll pay. But, a less obvious factor is your occupation. Some occupations are statistically more dangerous than others, and therefore more likely to result in death….

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Life Insurance for Rock Climbers

If you are an avid rock climber applying for life insurance, you’ve undoubtedly noticed insurance companies showing a keen interest in your hobby. There’s a good reason for that too. Rock climbing is considered a dangerous hobby by life insurance companies. It’s not that a large number of people die participating in the sport each…

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Life Insurance for Scuba Divers

Right up there with health conditions and occupation is another risk category life insurance companies are concerned with that most consumers never think about: high-risk hobbies. These include any recreational activity that has a statistically higher likelihood of death than more ordinary activities. For example, no one would doubt that skydiving and motorcycle racing are…

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Life Insurance for Skydivers

There’s no getting around the fact that some hobbies involve much greater levels of danger than others do. At the top of most people’s list of high-risk hobbies is skydiving. As the challenge saying goes, why would anyone jump out of a perfectly good airplane? Yet, thousands of people do it every year, and nearly…

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Best Life Insurance for Seniors

Whoever said all good things improve with age never tried to buy life insurance after age 65. It’s tough finding quality and affordable coverage, especially when you need a larger policy. Older life insurance shoppers also know a new policy’s premiums would increase with each passing year. They feel the cost of time passing, and…

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Whole Life vs. Variable Life

People looking for lifelong life insurance coverage should consider permanent life insurance. There are a few different variations, including whole and variable life insurance. Both of these have an extra component: an investment account referred to as a cash value. Separate from the death benefit, this cash value grows over time and can provide an…

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Best Health Insurance Companies

Having access to healthcare plays an important role in living a long and healthy life. The older you get, the more prepared you’ll need to be for any sudden illnesses or injuries. Seeking help from doctors to treat symptoms when you’re sick or going to hospitals to deal with medical emergencies are situations that you’ll…

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Health Insurance | What It Is and Why You Need It

There’s probably nothing more valuable than one’s health. Each of us faces a different set of medical circumstances, and regardless of our material or economic circumstances, access to quality healthcare is essential to our well-being, longevity, and overall quality of life. The basic premise of health insurance is that the policyholder pays premiums into the…

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