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How Long Do You Have to Have Life Insurance Before You Die?

Life insurance is one of the best ways to provide for your loved ones financially after you pass away. A life insurance payout to your beneficiary (or beneficiaries) helps them pay for your end-of-life medical bills and funeral, as well as mortgage payments, college expenses, or whatever else they might need. But what happens if…

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Can you buy life insurance on someone else?

Can you buy life insurance on someone else? If you can prove that you have an insurable interest in that person, you can likely get a life insurance policy taken out on them. You’ll also need that person’s permission. Insurance companies also ask that the insured individual goes into a medical exam for underwriting to…

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What does pet insurance cover?

If you have a furry friend, you are probably concerned with the best ways to keep your pet healthy, happy, and safe. Many pet owners are curious about pet insurance for dogs and cats.  What does pet insurance cover? If you’re not sure, you’re not alone. Millions of Americans wonder if they should purchase dog…

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Freedom Life Insurance Review (2024)

When researching life insurance products, it’s easy to become overwhelmed with the amount of options available, especially if you aren’t sure what type of life insurance policy you need or product is best for your family. We understand how confusing and overwhelming it can be, so we are providing reviews on each life insurance company…

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5 Reasons to Beware of “Discount” Auto Insurance from Costco

Have you ever gone to Costco just to grab the jumbo cheese and bag of organic peppers, you manage to come out with a head full of information on their Auto Insurance and $300 in stuff you hadn’t planned on buying! Sound familiar?  You might be thinking, hey, Costco is known for its good deals,…

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Best Prices On Disability Insurance For Ages 50, 60 & Older

If you’re 50 years old or older you’ve entered the second half of your life and have likely learned a thing or two over the years. By now you may have bought and sold a few homes, watched your kids grow and go off to college, been married (maybe even a few times), climbed the…

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Best Prices On Disability Insurance For Ages 40 – 49 Years Old

If you’re a 40-49 year old you likely already are a homeowner, have a family, be climbing the corporate ladder or maybe even running your own business. By now you’ve hopefully paid off any student loans you once had and are diligently saving for retirement.  If you’re 47, 48, or 49 you probably earn more…

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Does Pet Insurance Cover Spaying?

You’ve heard Bob Barker say it a thousand times on The Price Is Right:  “Help control the pet population — have your pets spayed or neutered.” Have you ever considered it? If your life is blessed with furry companions, you may have. Spay procedures can be somewhat costly. Perhaps you wondered, maybe pet insurance pays…

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Best Prices On Disability Insurance For Ages 30 – 39 Years Old

Welcome to your 30s! If you’re a 30-39 year old you may be purchasing your first home, starting or growing a family, heading back to school, accepting a big promotion, or possibly even switching careers. Your 30s can be an exciting time for family, career, and financial growth.  Wherever you are in life, you’re hopefully…

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Does Pet Insurance Cover Neutering?

Introduction If you are a pet owner, you’ve probably had the conversation at least once with your veterinarian about making the best decision for your pet’s reproductive health. For male cats and dogs, that means neutering them.  When purchasing pet insurance, you want to make sure you’re getting the right plan in place to protect…

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