When you commit to buy a second home, that house could serve any number of purposes. Perhaps you’ve finally saved up enough to buy a vacation home in your favorite place to visit, or you’re investing in a property to rent out as an extra source of income. If your job makes you split time[…]
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Owning a home comes with quite a bit of personal and financial risk, which is why home insurance is such a valuable resource. But with so many different types of homeowners insurance on the market, it’s often difficult to narrow down your options. Choosing the right policy can be exhausting, especially if you’re unsure about[…]
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When selecting a homeowners insurance policy and setting its terms, you will be called upon to choose your deductible. This is the value you will have to pay out of pocket upon making a claim before the insurer begins paying to offset your expenses. A lower deductible means you’ll be more financially secure in the[…]
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Homeowners insurance is an important consideration for everyone who currently owns a house or is considering a purchase in the near future. While not a legal requirement for all homes in the same way as auto insurance, this type of protection is often required by mortgage lenders. More importantly, it’s a sensible way to keep[…]
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You can’t prevent natural disasters from taking place, nor can you make your home entirely fireproof or burglar-proof. The loss of a home and the possessions within it can leave behind a psychic wound you’ll feel as deeply as any financial downfall, and quite possibly more so. Fortunately for new and prospective California homeowners, the[…]
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Homeowners insurance is not legally required anywhere in the U.S., but you will likely want to have a policy on file to financially protect your dwelling, belongings, and personal liability. Moreover, if you have a mortgage, your lender almost certainly requires home insurance as a way to stabilize the value of the property by ensuring[…]
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If you’ve ever been required to present a homeowners insurance declaration page, you’re probably somewhat familiar with this step of the insurance application process. However, if you’re a first-time home insurance customer, you might not know what this portion entails. This presents a sort of policy cheat sheet, something you and your insurer can refer[…]
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According to the National Association of Home Builders, the average size of a new single-family home in the U.S. amounts to 2,641 square feet. But this doesn’t necessarily mean everyone is looking for a house that comes with multiple bedrooms, bathrooms, and areas to entertain. In fact, many Americans are joining the tiny house movement[…]
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