Many renters of apartments and houses are unaware of how much financial protection they have when the unexpected happens. If the house you live in gets broken into and your computer gets stolen, what happens next? Will your landlord help pay for the cost of replacing your computer? The short answer is no. The landlord[…]
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What is a Guaranteed Insurability Rider?
If you spend much time reading my articles on this website, you may already be aware that there is a multitude of riders you can add to a life insurance policy to fit just about any needs and preferences you have. That means that while the base policy types—whether term life, whole life, or some[…]
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Homeowners Insurance Coverage
It’s been a long day; you just want to kick off your shoes and relax as soon as you get home. But as soon as you turn onto your street, you realize that part of the roof has caved in under the crushing weight of the winter snowfall. You wander around the back only to[…]
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Best Flood Insurance Companies
Flooding can occur in every region of the US, which is why every renter or homeowner should consider purchasing a flood insurance policy. There’s a good chance that your home will experience water damage at some point. In fact, 90 percent of natural disasters involve some kind of flooding, so you’ll want to be financially[…]
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Best Earthquake Insurance Companies
You’ve done everything to safeguard your home from earthquake damage — added anchor bolts to your foundation, applied shatterproof film to your windows, and patched the cracks in your walls. You have an escape plan, a radio at the ready, and a homeowners insurance policy… but is that enough? What even the most prepared families[…]
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What Is Renters Insurance?
Many people seem to think that renters insurance is required, though on its own, renters insurance is not legally required, though it may be part of the terms of a lease. Even if it is not required by your lease, there are many valid reasons to purchase renters insurance. Renters insurance is optional, and it[…]
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Progressive Homeowners Insurance Review
If you own a home, you must protect your investment with a dependable homeowner’s insurance policy. Otherwise, you risk huge expenses if something goes wrong or could lose everything in the event of catastrophic weather. But where do you start to find a trustworthy plan from a reliable insurance provider? Progressive is an insurance company[…]
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Liberty Mutual Home Insurance Review
Liberty Mutual Home Insurance is well established in the insurance market. It is the third-largest property and casualty insurer in the U.S and was founded in 1912. It offers a wide range of products including homeowners and automobile insurance, specific commercial insurances, and general liability insurance. So, is Liberty Mutual Home Insurance the right insurer[…]
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Best Homeowners Insurance Companies In Missouri
Your home is your safe place – where you go to rest from the cares of the world, relax and protect those all-important personal possessions. Unfortunately, your sanctuary isn’t invulnerable; fire, theft, water damage and devastating storms can turn things upside down in short order. That’s where homeowners insurance has your back. Although it’s not[…]
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5 Critical Facts for Getting Homeowners Insurance on a Second Home
When you commit to buy a second home, that house could serve any number of purposes. Perhaps you’ve finally saved up enough to buy a vacation home in your favorite place to visit, or you’re investing in a property to rent out as an extra source of income. If your job makes you split time[…]
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