return of premium

100% of Premiums Returned to You if you don’t die

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According to a number of independent reports, the typical cost of term life insurance has been declining over the past 10 years or so.  However, our good fortune has come to an end.  Due to the current economic conditions, many life insurance carriers are finally increasing their term life prices.  This includes Anico life, West [...]

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Did you know that it is perfectly legal, and sometimes advantageous, to own more than one life insurance policy?  I, myself, own three.  At a Missed Fortune seminar, Doug Andrew, (famous life insurance agent) claimed to own 13 life insurance policies, with millions of dollars of coverage on his life.  You can own separate policies [...]

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Adding a Return of Premium rider on a Term Life Insurance policy may offer greater benefits to younger insureds purchasing longer term products. Learn how to calculate rate of return of a Return of Premium rider.

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