Term Life Insurance U.S. provides an easy solution to consumers shopping for Texas Life Insurance. We offer free, instant term and whole life quotes in the form to the right, without the hassle of filling out pages upon pages of intrusive questions. Feel free to browse our site for explanations about types of Tx Life Insurance such as return of premium, level guaranteed term, and whole life or universal life insurance.
TX Life Insurance Quotes
Life insurance companies offer the same pricing for their policies across all states, as long as the product is available, so there’s no benefit to living in TX, per se. So while your state of residence doesn’t affect your Tx life insurance quote, there are some other factors to keep in mind that will determine your premium.
General health and the presence or lack of medical impairments is the largest contributor to your Tx life insurance cost. For example, obesity will result in higher premiums, along with a history of heart disease or cancer, mental disorders, tobacco use, diabetes, and many other factors. Locking in a longer term such as 30 year term life insurance, costs more than a shorter term such as 10 year term. Generally speaking, the highest Texas life insurance rates are paid on permanent policies such as universal and whole life insurance.
How to Purchase TX Life Insurance
We can assist residents of Texas to purchase Tx life insurance regardless of where they live. To get started, simply run a quote using the form on the right, and if you like the quote, click on the button to request an application, or call us at 877-443-9467. We prefer to speak with you over the phone before we email you an application, so we can discuss the type and amount of coverage you need, as well as discuss what rating class you are likely to fit in.
TX Life Insurance Agent
When shopping for Tx life insurance, it’s critical to purchase this insurance through an independent agency like us. We are licensed to sell life insurance in Texas, but more importantly, we are not limited to using just one company’s products, like captive agents are. When you share your medical history with knowledgeable agents like us, we can then take that information and shop your case out to our 130+ insurance carriers, to determine which Tx life insurance company has the product and premium most suitable for your needs.*While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day. Huntley Wealth & Insurance Services and its representatives do not give legal or tax advice. Please consult your own legal or tax adviser.