Ready to makeover what’s probably a giant hole in your personal finances?
… save money?
… have more peace of mind?
… and have fun doing it?
Then you’ll want to check out my friend, Tony Steuer’s, new book:
First a Quick Intro!
I’ve had the honor of knowing, Tony Steuer, insurance expert from TonySteuer.com for a few years now.
Tony won’t brag about it, but here are a few things that make Tony amazing:
* Tony deeply cares and advocates for insurance consumers – (founded the Insurance Literacy Movement and the Insurance Bill of Rights to educate and protect consumers about insurance)
* Has authored multiple insurance books including the (only) life insurance book I own – “Questions and Answers on Life Insurance”
* He’s the go-to insurance expert in our industry: He’s been featured by Bankrate, New York Times, Washington Post, Life Happens, and many more.
* Holds designations as a CLU, LA, & CPFFE
What I loved about “Insurance Made Easy”
As a life insurance agent, I don’t spend a lot of time learning about other types of insurance. Tony does a great job breaking down complex ideas and products into easily digestible chunks.
…and when it comes to getting the right insurance, knowledge is power.
To start out, Tony lays out his Insurance Bill of Rights, which helps consumers understand what they should expect from an agent.
As an agent myself, I can tell you Tony nailed this piece. Don’t skip it, because it’s foundational.
A rookie agent can cost you a lot of money…
But an unscrupulous or apathetic agent can leave you in financial ruins.
He then walks you step by step through the most pertinent details about:
- Auto insurance
- Disability insurance
- Health insurance
- Homeowners and renters insurance
- Life insurance
- Long-term care insurance
Fun and Easy to Digest
Nothing mundane. Only the essential facts that will help you choose the right policy, with the right benefits, from the right agent.
Also, get ready for the football references! As an avid football fan, it makes the information relatable and more engaging.
I especially like how Tony uses data to back up his recommendations. For example, he shows how likely you are to become disabled for more than 90 days based on your age.
…spoiler alert: the chances are high for most people.
Plus, he shares just how much income you would lose out on if you become permanently disabled.
In short, based on the data, it seems to me that disability insurance is just as important, if not more, than life insurance.
Since I’m licensed to sell DI, maybe I need to take a deeper look there.
Best of all, it’s a book you can refer back to over and over again. There’s even a handy index at the back to make it easier to find what you need.
And honestly, that’s how I think most people should use it.
One thing I also appreciated was Tony’s quick tips every few pages.
These were pro tips Tony highlighted that gave additional insights (which were all very interesting).
Here’s an example:
If there was one thing I would have liked to see more in the book, it would be more case studies. I love reading about actual clients and how their insurance policies have made a difference for them.
For example, if Tony had said, “Chris, a 37 year old from San Diego, implemented this strategy and it saved him X dollars per year. Here’s what he did in his own words.”
There were definitely lots of good examples in the book, but personally, I think it helps me to put myself in others’ shoes sometimes.
Overall, I’m impressed with Tony’s efforts to make insurance easy to understand. It’s an opaque industry in which insurance companies and agents know a lot more about what they’re selling than consumers know what they’re buying.
…this book closes that gap.
If you’re interested in learning more about the various types of insurance, I’d highly recommend buying Tony’s book on Amazon. The price is well below what you’d pay for most reference books and it’s even cheaper on the Kindle.
You can also check out Tony and his work at TonySteuer.com.*While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day. Huntley Wealth & Insurance Services and its representatives do not give legal or tax advice. Please consult your own legal or tax adviser.