Occasionally, a client or prospect will ask for more information about me or my company. So here I go with my resume and why I’m the experienced California life insurance agent you want to help you with your life insurance needs.
Most importantly, I’m an independent insurance agent. I represent over 50 different insurance carriers. Since I’m not a captive agent with just one carrier (like NY Life or State Farm) I’m able to search for the company who will rate you the best, and therefore, find you the absolute lowest price available.
California Life Insurance Agent +30
I’m licensed in over 30 states, so I can help people in most states with their term and whole life insurance needs, not just California.
I own and operate this website, insuranceblogbychris.com. My most glowing referral comes from Google itself! Just go to Google and search for “life insurance for smokers” or “30 year term life insurance”, or “high risk life insurance”. You’ll see I’m on the front page for all these searches, and many more. And this is because Google knows and trusts me. Hundreds of other financial planners, cpa’s, attorneys, and insurance agents link to my website, so I must know what I’m talking about, right? I guess that’s why Google puts me on the front page.
I’ve been helping people with their insurance needs for 10 years now, and this is all I do. There are so many part-time agents out there, and it’s important you don’t get mixed up with someone who is not in it for the long haul. I just got a client whose agent skipped town. Without his help, my client’s old policy lapsed, not understanding the letters he was receiving from the insurance company.
This California Life Insurance Agent’s Guarantee:
People need someone to go to bat for them. That’s me. When I sell you a policy, my job is just beginning. I am a believer in the 4 touch per year system. That means the moment you become my client, you’re my friend and client for life. At least 4 times per year, you’ll receive a card, b-day, anniversary, or a call on the phone to say hello or an email to check in with you. I was born in San Diego and I plan to live here and sell life insurance in California the rest of my life.
My guarantee to stay friends with you is so important because you may need me. You may have a question or there might be a claim. At that point, you think to yourself, “Oh, you know what, I have a card from him on the coffee table now. Oh and here’s his phone number on it.”
I speak Spanish and market to the Hispanic community here. I love it here. I love this job, and I’m making a good living doing it. I plan to retire as a life agent. You don’t want an agent that you won’t be able to find 10 years from now.
Expertise of Life Insurance Companies
Ex. Say you have carrier A and carrier B. Carrier A will charge you $50/mth if you get preferred while carrier B will charge you $60/mth. Say you have diabetes and I know carrier B is more favorable to diabetes than carrier A. Well, I might have you apply to carrier B if I know that you can actually get preferred with them. Why? Because if you applied to carrier A just based on some preliminary quote, yeah, they’ll insure you , but they might offer you standard instead of preferred., in which case you’ll pay $100 per month. With carrier B, you pay $60, still $40 less than A. So you see, I save you time and money by researching your age, health, and having you apply to the right company the first time.
Medical Director – My general agency employs a licensed medical doctor who analyze the tough cases and advocate for your good health with our insurance providers. He will go to bat for you if your health rating is right on the line. I’ve been able to save my clients up to 50% in some cases when they are offered standard table 2 and he gets them table 1 or standard.
Board of directors for TCPS — 3 Year Rotary Member
Some people are also interested in affiliations. I was a trustee of The Child’s Primary School in San Diego, Ca, from Nov. 2007 to Nov. 2010 and remain active on their investment committee. I’m also a 3 year member of the La Mesa Rotary noon club, where we raise money for charitable intentions both locally and around the world.
The bottom line is that I love what I do, and am very good at what I do. I would love to be the experienced California life insurance agent who you trust for your next term or whole life insurance purchase. 888-603-2876*While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day. Huntley Wealth & Insurance Services and its representatives do not give legal or tax advice. Please consult your own legal or tax adviser.