Pre-Existing Conditions and Other Risks

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Life Insurance for High-Risk Occupations

It’s commonly understood among consumers that age, health condition, and the health history of your family are important factors in determining the approval of life insurance and the premium you’ll pay. But, a less obvious factor is your occupation. Some occupations are statistically more dangerous than others, and therefore more likely to result in death….

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Life Insurance for Rock Climbers

If you are an avid rock climber applying for life insurance, you’ve undoubtedly noticed insurance companies showing a keen interest in your hobby. There’s a good reason for that too. Rock climbing is considered a dangerous hobby by life insurance companies. It’s not that a large number of people die participating in the sport each…

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Life Insurance for Skydivers

There’s no getting around the fact that some hobbies involve much greater levels of danger than others do. At the top of most people’s list of high-risk hobbies is skydiving. As the challenge saying goes, why would anyone jump out of a perfectly good airplane? Yet, thousands of people do it every year, and nearly…

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How High-Risk Hobbies Affect Life Insurance Premiums

You’re probably not aware that what you do in your spare time can have a material impact on premiums you’ll pay for life insurance. Most people are well aware that personal health conditions and even certain occupations affect life insurance premiums. But, certain high-risk hobbies affect life insurance premiums as well. If you have one…

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High Risk Life Insurance

Have you been asked to pay more than you expected or have even been declined for life insurance due because a life insurance company placed you in a high-risk category? Don’t give up! We specialize in delivering affordable high-risk life insurance approvals for difficult high-risk applicants. We know how important it is to make sure…

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