Wanting to feel safe and secure is part of being human. It’s one of our basic needs. Unfortunately, we can’t predict the future or know what life has in store for us down the road. So, how do we satisfy our basic need for security while facing an uncertain future? Having a long-term care insurance[…]
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The Cost of Long Term Care Insurance
Long-term care can be expensive, especially for anyone who needs care for an extended period–whether from illness, injury, disability or neurological disorder. Long term care insurance minimizes the risk of depleting their savings and having to recur to family members for financial support or to government programs that only pay for certain types of care[…]
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Read This If You Plan to Use Medicare to Pay for Long-Term Care
According to a 2015 study by the Department of Health and Human Services, 52% of American seniors will require long-term care at some point. Most people only worry about paying for this care once they enter their golden years, and even then they think their health insurance or Medicare will pay for a home aide[…]
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Long Term Care Facilities: In-Home or Community-Based?
When considering long term care insurance, ask yourself where you want to receive your care: at home, in the community, or in a facility? Planning for your long term care needs is an important consideration when thinking about your future. To complicate matters more, the types of coverage can vary greatly even between policies with[…]
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Sample Quotes For Long Term Care Insurance
Long-term care, whether you receive it from a registered nurse in the comfort of your home or in an assisted living facility, can be expensive. Moreover, the costs of care are projected to increase progressively in the near future. Are those expenses something you’d be able to shoulder on your own? Research reveals over half[…]
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Traditional vs. Hybrid Long-Term Care Insurance
Long term care insurance is an important consideration for many people, and the types of coverage can vary significantly. What is the best for you? In general, GoldenCare is usually the best. >>>Click Here to View Rates But here is my top four overall: GoldenCare: has a wider variety of plans LTCRplus: has free legal[…]
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The Basics of Long Term Care Insurance
Can you imagine a future where you’re unable to go about your daily routine and need assistance to carry out elemental tasks like eating, bathing, and walking? Hard to picture, right? That is, perhaps, the main reason most of us have never seriously considered a product like long-term care insurance, yet current microsimulation models reveal[…]
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