Life Insurance Riders
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Prudential’s Living Needs Rider & Long Term Care-Like Benefits
Recently, many of our top life insurance carriers have added products that offer Long Term Care or Living Benefits as FREE component of their life insurance coverage! Finally – an affordable way to help pay for some Long Term Care expenses. Is it true? Or just a gimmick? The Truth About Long Term Care/Life Insurance…
AD&D Insurance | What Does Accidental Death Life Insurance Cover?
If you are commonly faced with situations that could lead to injury or accidental death from drowning, machinery malfunctions, falls, or car accidents; you may be wondering if a life insurance policy will cover such incidents. Fortunately, there is a type of insurance policy meant specifically for these types of individuals: Accidental Death & Dismemberment…
What is a Waiver of Premium Rider?
If you’ve ever been concerned about how you’ll pay your life insurance premiums if you become disabled, relax – there is a workaround. It’s referred to as the waiver of premium rider, and it’s designed specifically to cover your life insurance premiums should you become disabled. It can be particularly valuable if you work in…
What is a Child Term Rider?
Have you been contemplating buying life insurance for your children? If so, there’s some good news on that front. Though you always have the option, you don’t necessarily need to purchase a separate policy for each child. The valuable and cost-saving alternative is to simply add a child term rider to your own life insurance…
What is a Family Income Benefit Rider?
Are you ever concerned about how your beneficiaries will handle the proceeds of your life insurance policy? If so, a family income benefit rider may give you a surprising amount of flexibility and control over how—and when—the policy benefits will be distributed to your loved ones. In fact, a family income rider may go a…
Accidental Death Benefit Rider
Purchasing a life insurance policy today is not at all unlike buying a car. There are so many options possible to customize your policy to meet very specific needs and preferences. This is typically done by adding life insurance riders to a basic policy, which provides the extra features that will make the plan the…
What is an Accelerated Death Benefit Rider?
One of the major drawbacks of life insurance, or so it’s typically thought, is that it provides no benefits while you are still alive. It’s seen strictly as a death benefit. But there are certain life insurance riders that can be added to a policy that will provide living benefits. One of them is an…
What is a Term Rider?
It’s common to think of a life insurance policy as having three basic parts – the death benefit, a premium, and in the case of whole life insurance, a cash value accumulation feature. But those are just the foundations. Nearly any life insurance policy can be customized by using one or more of a variety…
Life Insurance with Long Term Care
Long Term Care Life Insurance with Long Term Care is one of the perks of having GREAT life insurance coverage. What’s that you ask? Well, you may be entitled to living benefits if you’re diagnosed with a terminal illness! Furthermore, you may also be allowed to pull out cash while living with a chronic illness! YEP. You heard me right….