How Turning a Year Older Helps “Big Boned” Individuals to Save on Life Insurance Did you know that you a handful of insurance companies set an age (usually 65 or 70 years old) where they are more lenient towards your weight? How does this help you? It means that if you’re a bit overweight, you [...]
I recently had a client ask me about which term product had a better conversion option: Met Life or ING? To understand the explanation given, you must understand the two options available when the level term period expires on most term life insurance contracts. Policy Options when Level Term Period Expires Option 1 is to [...]
October life insurance changes to American General, Prudential, Lincoln Benefit and ING.
According to a number of independent reports, the typical cost of term life insurance has been declining over the past 10 years or so. However, our good fortune has come to an end. Due to the current economic conditions, many life insurance carriers are finally increasing their term life prices. This includes Anico life, West [...]