Term Life Quotes – Life Insurance
From the category archives:
Below are the company and product updates for August 2011, as provided by Compulife. 1. Pruco Life Insurance – state approval August 3rd – Pruco’s new rates for its no lapse UL products are now approved in MN and PA. 2. Ohio National Life Insurance – policy fee change August Monthly Update – Ohio National [...]
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I had a visitor comment on my article earlier today about life insurance for 70 to 75 year olds. She was looking for life insurance for her father. I want to comment on her last question about the average cost for life insurance. Here’s an excerpt from her comment: “Hello! My father is 74 years [...]
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I recently had a client come to me who had 3 vessel bypass surgery 18 years ago when he was in his 40′s. Since then, his health has been excellent, but life insurance underwriters are not too kind to individuals with heart disease prior to age 50. He needed 20 year term, but every company [...]
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Hello, I’m Chris Huntley, life insurance agent and owner of the blog, Term Life Insurance U.S. People ask me all the time how my website became so successful. My site generates 5000 new visitors per month, as well as 300 to 500 quote requests per month. I rank on the first page of Google for [...]
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Actual Age vs. Nearest Age in Life Insurance Many consumers are unaware that most insurance companies use your “nearest age” rather than actual age to calculate your age and premium on a life insurance policy. Let’s take an example. Today is 7/15/2011. Let’s say you are 60 years old, and you turned 60 back in [...]
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We recently had a 50 year old, male client come to us looking for $1,000,000 of 10 year term life insurance. After completing our questionnaire, we determined he was in excellent health and quoted him a preferred rate with Ohio National at $109 per month. We applied to Ohio National because our client had a [...]
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1. Metropolitan Life – new rates June 20th – MetLife has introduced new rates for its 10, 15, 20 and 30 year term products. The old and new rates will remain available until the end of June. The old rates will be removed from the July edition of our quoting software. 2. North American Life [...]
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I spoke with a 72 year old gentleman this morning regarding his need for a 10 year term, $100,000 term life insurance policy. He is in superior health, doesn’t smoke, and would probably get the best health classification with just about any life insurance company except for one fact: He’s 5’6, 198 pounds. At 198 [...]
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Say you are retiring from a large corporation who has contributed to a deferred compensation plan for you for years. Now you have the option of taking your retirement income in the form of an annuity either as a single life annuity, which will pay you $5000 per month for as long as you live, [...]
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We have written in the past about our ability to provide affordable life insurance to individuals who have received heart valve repair or replacement surgery. Recently, one of our client’s wrote us a beautiful testimonial about her and her husband’s experience trying to find life insurance after his mitral valve had been replaced, which I’ll [...]
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