From the category archives:

Annuities

Life Insurance for Structured Settlement Buyout

by Chris Huntley on January 18, 2012

We’ve gotten 3 calls in the last month from prospective applicants needing life insurance, required by a structured settlement buyout company.  The settlor pays lump sums in exchange for pension income.  All 3 have said they need a 10 year term, and knew the exact amount they needed, and needed the buyer get the collateral [...]

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Financial Services Provided by Huntley Wealth Insurance

by Chris Huntley on December 9, 2011

I’m often asked if besides life insurance services, if we provide financial services at Huntley Wealth. We do. Huntley Wealth was established in 2004 to provide a broad array of financial services. Our clients include both those saving for retirement as well as those who have transitioned into retirement. As a firm, Huntley Wealth seeks [...]

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Say you are retiring from a large corporation who has contributed to a deferred compensation plan for you for years.  Now you have the option of taking your retirement income in the form of an annuity either as a single life annuity, which will pay you $5000 per month for as long as you live, [...]

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Safe Investment with Reasonable Rate of Return

by Chris Huntley on August 5, 2010

Best solution for investors who need safety of principal with a reasonable rate of return.

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Ben Bernanke’s Annuities

by Chris Huntley on November 4, 2009

Not sure what to think about annuities? Consider what Ben Bernanke invests in.

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What is a Participation Rate?

by Chris Huntley on September 17, 2009

How Annuity Participation Rates and Caps work.

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Annuity Surrender Values and Charges

by Chris Huntley on May 22, 2009

What’s your Annuity’s Surrender Value? Depends on MVA.

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Some Annuities currently have a Positive Market Value Adjustment (MVA), giving fixed annuity owners an opportunity to surrender the policy, netting above and beyond the annuity value.

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Had enough of this market?

by Chris Huntley on February 24, 2009

Equity-Indexed Annuities offer great potential for high rate of return with no loss of principal.

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Alternative to a CD – 5% Guaranteed Rate

by Chris Huntley on February 8, 2009

Compares the Fixed Annuity to other fixed income investments such as CD’s and U.S. Treasuries.

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